Privacy Policy
As a leading provider of payment management and risk management solutions to businesses, privacy and data protection
are of the utmost importance to CreditCardProcessingAssociation.com and its subsidiaries, including
LowestCCProcessingRates.com. This Privacy Statement for CreditCardProcessingAssociation.com ("Privacy Statement")
details the company's policies with respect to the handling of personally identifiable information ("Information") submitted
by the reader of this Privacy Policy ("You") or otherwise collected by CreditCardProcessingAssociation.com via the
company's website or in the course of providing services to CreditCardProcessingAssociation.com customers.
CreditCardProcessingAssociation.com will use and disclose Information only in accordance with the terms of this Privacy
Statement.
A. COLLECTION OF INFORMATION
The type of Information submitted to or collected by CreditCardProcessingAssociation.com varies depending upon the
nature of the activity and relationship with CreditCardProcessingAssociation.com.
Browsing the Website:
When You browse the company's website, CreditCardProcessingAssociation.com may collect information regarding the
domain and host from which You access the Internet, the Internet Protocol address of the computer or Internet Service
Provider You are using, and anonymous site statistical data. This information is collected for the purpose of assessing the
effectiveness of the company's website and for security reasons.
Inquiries:
The website contains various forms, links to company e-mail addresses, and fax numbers that You may use to solicit
information about the website, CreditCardProcessingAssociation.com services, and the company in general. When You
complete and submit a form, send us an e-mail, send us a fax, or contact us by telephone,
CreditCardProcessingAssociation.com may store the inquiries and their contents, including any personally identifiable
information You may have provided. Any personally identifiable information You submit via an inquiry is collected only with
Your knowledge and active participation.
Use of Gateway Services:
When You register to use CreditCardProcessingAssociation.com online processing services ("Gateway Services"), You will
be required to provide personally identifiable information and to enter into a written agreement with
CreditCardProcessingAssociation.com. If You ordered any products or services from businesses that use our Gateway
Services ("CreditCardProcessingAssociation.com Customers"), You were required to submit personally identifiable
information ("Order Information"). CreditCardProcessingAssociation.com Customers transmit Order Information to
CreditCardProcessingAssociation.com for the purpose of processing Orders. Order Information is maintained in servers
located within the U.S.A. CreditCardProcessingAssociation.com may maintain Order Information for a certain period of time
to comply with audits or for disaster recovery purposes.
Applying for a Merchant Account:
When You submit an application to obtain a merchant account through CreditCardProcessingAssociation.com, You will be
required to provide personally identifiable information. Furthermore, CreditCardProcessingAssociation.com may also obtain
information about You from third party sources, including, without limitation, consumer reporting agencies.
Notice for European Users: The Data Protection Act puts obligations on users of personal information and sets forth
principles for its use. One principle states that information must be processed fairly and lawfully. This means that You are
entitled to know how we intend to use any information You provide. You can then decide whether You want to give
personal information to us.
The Data Protection Act does not generally apply to data about limited companies or partnerships, but it does cover
personal data relating to sole traders and partnerships. When we receive an application from a business, we may perform a
search with a credit reference agency and fraud prevention agency on the individual company directors or partners.
Order Information provided by You to CreditCardProcessingAssociation.com Customers and any Information that You
provide to CreditCardProcessingAssociation.com directly will be transferred outside of the European Union to the United
States. By providing personal information to CreditCardProcessingAssociation.com Customers or us, You are consenting to
the transfer of such information outside of the EU and to its storage and use as described herein.
B. USE AND DISCLOSURE OF INFORMATION
Usage and disclosure of Your Information varies based on Your relationship with CreditCardProcessingAssociation.com.
CreditCardProcessingAssociation.com never sells any personally identifiable information and, except as expressly set forth
below, never discloses personally identifiable information to any third parties.
Browsing the Website:
Information collected while You're browsing our website may be used to analyze trends, administer the website, improve
site performance, gather broad demographic information, and for security purposes. Such Information may be disclosed to
third parties to provide any of the aforementioned activities on behalf of CreditCardProcessingAssociation.com.
Inquiries:
Information collected during the course of You submitting an inquiry via online form, e-mail, fax, or telephone call may be
used by CreditCardProcessingAssociation.com to respond to Your inquiries or to contact You to inform You of services of
CreditCardProcessingAssociation.com that may be of use to You. Information collected during the course of an inquiry will
not be disclosed to any third party unless such third party has been contracted by CreditCardProcessingAssociation.com,
with obligations of confidentiality, to contact You on our behalf.
Use of CreditCardProcessingAssociation.com Services: If You are a CreditCardProcessingAssociation.com Customer,
CreditCardProcessingAssociation.com will use Your Information during the course of providing You with the Gateway
Services. During the course of providing such services, CreditCardProcessingAssociation.com may disclose Your Information
to third parties that have contracted with CreditCardProcessingAssociation.com to perform certain functions of the
Gateway Services on our behalf ("Subcontractors"). CreditCardProcessingAssociation.com may also use Your Information to
contact You about other CreditCardProcessingAssociation.com offerings and to inform You about general company news
and industry trends, directly or through the use of third party vendors. CreditCardProcessingAssociation.com may also use
Your Information for internal business analyses. If You are a customer of a CreditCardProcessingAssociation.com Customer,
CreditCardProcessingAssociation.com will use Order Information during the course of providing processing services to such
CreditCardProcessingAssociation.com Customer. CreditCardProcessingAssociation.com may also use Order Information at an
aggregate level for internal business analyses and fraud prevention. During the course of providing Gateway Services to
CreditCardProcessingAssociation.com Customers, CreditCardProcessingAssociation.com may disclose Order Information to
banks, processors, card associations, and other financial institutions that are involved in the course of processing or
screening the transaction applicable to the Order Information.
Applying for a Merchant Account:
If You apply for a merchant account from or through CreditCardProcessingAssociation.com, we may use and disclose the
Information to evaluate Your eligibility for a merchant account, including disclosure to consumer reporting agencies,
relevant financial institutions, and other entities involved in providing the merchant account services.
CreditCardProcessingAssociation.com may also use and disclose Your Information during the course of providing or
procuring on Your behalf the merchant account services. CreditCardProcessingAssociation.com may also use Your
Information to contact You, directly or through a third party vendor, about other CreditCardProcessingAssociation.com
offerings and to inform You about general company news and industry trends. CreditCardProcessingAssociation.com may
also use Your Information for internal business analyses.
Surveys and Questionnaires:
If You submitted an inquiry to CreditCardProcessingAssociation.com or if You are a CreditCardProcessingAssociation.com
Customer, periodically, CreditCardProcessingAssociation.com may use Your Information to contact You, directly or through
a third party vendor, to complete a survey or questionnaire. Responses to any such survey or questionnaire may be used
for internal business analyses and may be disclosed in aggregate form without disclosing any personally identifiable
information.
Use of Cookies:
Forms on our website may use cookies. Cookies are small files of data that reside on Your computer and allow
CreditCardProcessingAssociation.com to recognize You as a CreditCardProcessingAssociation.com Customer or a previous
visitor of our website. CreditCardProcessingAssociation.com may use cookies to populate frequently used forms or to
provide You with other customized viewing options for Your convenience. CreditCardProcessingAssociation.com uses
cookies solely to maintain personalized services throughout the website.
Confidentiality Obligations:
All contracts entered into between CreditCardProcessingAssociation.com and CreditCardProcessingAssociation.com
Customers, CreditCardProcessingAssociation.com and Subcontractors, and CreditCardProcessingAssociation.com and other
third party service providers contain express provisions governing the confidential treatment of any and all personally
identifiable information.
Investigations and Proceedings:
CreditCardProcessingAssociation.com may use Information to conduct internal investigations.
CreditCardProcessingAssociation.com may disclose Information to cooperate with an investigation by law enforcement
agencies or other governmental authorities and may also disclose Information in response to a subpoena, warrant, court
order, or other comparable legal processes.
C. INFORMATION SECURITY
CreditCardProcessingAssociation.com is committed to privacy and security. Examples of
CreditCardProcessingAssociation.com security measures include: physical, electronic, and procedural safeguards;
sophisticated security monitoring tools; documented security policies; use of strong encryption for transmissions of Order
Information to and from CreditCardProcessingAssociation.com Customers; restricted access of personally identifiable
information; and, periodic security audits by third party security experts.


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